Stress-free home buying · Tilburg and the surrounding area
Mortgage advice for expats
in Tilburg
Personal mortgage advice at every stage of your home-buying journey. At your home, our office or via Teams, evenings and Saturdays too.
A no-obligation first meeting
The first meeting is free of charge
Prefer direct contact? 06-52698822 or WhatsApp
More about Martin and the team →I still remember how it felt to buy our first home: the uncertainty, the questions and the tension of that first big financial step. I use that experience every day to guide clients through their mortgage and the purchase of their home with confidence.
For most of my working life I was on the Amsterdam options exchange, where I learned how financial markets and risk really work. Later I built up years of experience in mortgage advice at Hypotheek Shop Tilburg and Hypotheek Visie Tilburg. There I saw up close what clients need, and where things could be done even better.
That experience was the reason to start Belderbrandt: an independent practice with the freedom to advise what truly suits you. We compare mortgages from nearly every Dutch lender and look beyond the interest rate alone. In doing so, we take into account your situation, your plans and the choices that come with them.
How we can help
Buying your first home
From your first search to picking up the keys, including the starter loan.Moving to your next home
Equity, double housing costs, and the right order for buying and selling.Refinancing your mortgage
Lower monthly payments or more flexibility: we calculate the savings upfront.Entrepreneurs & the self-employed
How much you can borrow as an entrepreneur, with your financial statements explained clearly.Purchase guidance
A sharp offer and strong negotiation: no cure, no pay.Financing your renovation
Borrow extra for your renovation: the construction deposit, valuation and costs.Releasing home equity
Refinancing, a second mortgage or an equity release mortgage, risks included.How it works
You book a meeting
Free, no strings attached, at your place, at our office or over Teams. Set aside about an hour and a half.
You find out where you stand
You'll see what is open to you, what it costs and what to watch for. Come as you are — we work out the details together.
You decide
You know your options and choose your own next step. Nothing is settled until you say so.
Independent advice
We compare mortgages from nearly every Dutch lender, including:
What you can expect from us
Direct contact
You can call, message, or email us directly. We pick up the phone ourselves, and we answer your messages ourselves.
We work with both Dutch and international clients. Many expats we help entirely in English, so that as a newcomer to the Netherlands you understand exactly which choices you are making and how the Dutch mortgage process works.
Support from start to finish
Buying a home is about more than arranging a mortgage. We support you throughout the entire process: from the first introductory meeting we think along about your options, the search for a home, the bidding and everything up to the notary.
We know Tilburg
We know the housing market in Reeshof, Oud-Noord, Piushaven and Bomenbuurt. Together with local estate agents and valuers, we make sure you're well prepared.
Independent mortgage advice
We compare mortgages from nearly every Dutch lender. That means we don't advise what is best for one bank, but which mortgage best suits your personal situation.
Financing statement
Once it's clear how much you can borrow, we draw up a financing statement. This puts you in a stronger position when making an offer on a home.
You choose the location
At your home, at the office, or via Teams. Whatever works best for you.
Buying your first home in Tilburg
Buying a first home is a big step. How much can you borrow? Do you have enough savings? What if there are multiple offers? We guide you through it step by step, in plain English, so you know exactly where you stand.
As a first-time buyer, you may be eligible for the municipal Starter Loan. We check whether you qualify and explain what it means for your situation.
Ready for an introduction?
Your introductory meeting is completely free and without obligation. It takes about 90 minutes.